Most people arrive at retirement with a collection of financial pieces — not a plan. Investments managed separately from taxes. Income decisions made without a long-term strategy. Critical choices about Social Security, healthcare, and legacy left until they can no longer wait. The cost of that disconnected approach is real: less income, more taxes, and more uncertainty than you should ever have to carry. I specialize in bringing those pieces together.
As a retirement income planning advisor with Sequent Planning — a registered investment advisor — I build coordinated, personalized plans that maximize your lifetime income, minimize taxes, manage your investment portfolio, and address the risks that matter most in retirement. Every recommendation connects to the others. Nothing falls through the cracks. Clients describe the result simply: they stop worrying about money and start enjoying retirement.
I grew up with a strong work ethic and an even stronger belief in taking care of people — values I've carried from a small Virginia hometown into every client relationship I've built. I serve clients in person across Virginia and virtually nationwide.
Ready to see what a real plan looks like? Let's talk.
Areas of Focus
- Virginia Public Employees (VRS, Va. Retirement System)
- Retirement Income Planning
- Social Security and LTC Planning
- Medicare - IRMAA (Income-Related Monthly Adjustment Amount)
Education & Credentials
- University of Lynchburg, B.A.
- CLTC
- RICP
- NSSA
Personal Interests
- Camping
- Boating
- Travel
- Archeology
- History
- Art